prudentia, Author at Heathmont Financial Services - Page 28 of 33

All the stats you need to see how Australia is going.

An up-to-date snapshot of Australia's vital statistics. Please click on the following link to see all this interesting information. The areas covered are: Overview Markets GDP Labour Prices Money Trade Government Business Consumer Housing Taxes Climate Access all this data here. tradingeconomics.com

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Superannuation gender gap narrowing, research shows

Over the past decade, there has been improvement in the number of women holding superannuation accounts and the size of their superannuation balances compared with that of men, according to a research house.

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Retiree self-protection: A volatility-and-downturn 'bucket'

The latest fall in share prices close to the 10-year anniversary of the global financial crisis (GFC) is likely to prompt more retirees and near-retirees to think about creating a volatility-and-downturn cash bucket.

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Behavioural Coaching

Behavioural coaching is a major component in how a financial planner adds value to your portfolio. Last month’s topic was “How a Financial Planner adds value to a Portfolio?”, a major component being Behavioural coaching. The month before the topic was “The Value a Planner Adds to a Portfolio”. This month the focus is on...

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Your investment freedom-maker

Given that repeated research has found that a diversified portfolio's asset allocation is responsible for the vast majority of its variations in returns over time, it makes much sense for investors to get it right.

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A dynamic approach to retiree spending and drawdowns

Here's a critical question for retirees and those nearing retirement: How much are you intending to drawdown and spend each year from your retirement savings?

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ATO zones in on hundreds of newly created reserves

ATO deputy commissioner James O’Halloran

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ATO set sights on 27,000 funds in ongoing crackdown

While efforts by tax agents and the ATO has seen a dramatic drop in the number of non-lodgers, 27,000 registered SMSFs that have not lodged since their establishment remain on its radar.

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Reverse mortgages: Short-term gain, long-term pain

Residential property has long been a major store of wealth for average Australians.

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ATO updates crypto guidance

The ATO has updated its guidelines on the tax treatment of cryptocurrencies, including issues on exchanging one cryptocurrency for another and record-keeping requirements.

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What a financial adviser can add to your portfolio's returns.

A 16 year study by Vanguard (latest report from July 2018) has found that this figure is about 3% net. This is over and above what might be generated by non-planner assisted investment activity. This means that even for small investors, a financial planner will not only pay for...

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'Huge' professional risk in SG delays, big four firm warns

With single touch payroll making it easier for the ATO to identify unpaid SG, telling clients to wait for the SG amnesty could be a risky move impacting their professional obligations, warns a big four accounting firm.

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How financial advice helps create wealth.

An article based on a 16 year study by Vanguard Investments Pty Ltd.

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Trade tensions to choke global growth: Moody’s

The ‘synchronised global growth’ narrative appears to be over as trade tensions between the US and China look set to worsen, says Moody’s Investors Service.

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Examining the S in SMSF

One of the great misnomers in the Australian investment scene is that self-managed super funds are actually self-managed.

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Living expenses for retirees on the rise

The latest Association of Superannuation Funds of Australia (ASFA) statistics into retirement lifestyles has shown a jump in the cost for retirees during the June 2018 quarter, driven mainly by clothing, transport and health services.

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Still a long and bumpy road to travel on the way to a U.S.-China deal

Headlines about trade wars between the U.S. and other nations have been moving global financial markets this year.

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Smart spouse investing

Spouses have clear motivations to at least consider the potential benefits of taking a co-ordinated approach to savings and investing – as well as in dealing with their day-to-day budgeting.

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What the ATO will be keeping an eye on in FY19

The ATO has outlined key risk factors, behavioural triggers and paper trails that will draw its attention to your client’s SMSF this financial year.

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This information will turn you into a fireside expert.

Please click on the following link to see all this interesting information. The areas covered are: Overview Markets GDP Labour Prices Money Trade Government Business Consumer Housing Taxes Climate Access all this data here. tradingeconomics.com

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ATO issues alert on super, tax scams

Beware identify theft scams.

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Estate planning in the new environment

The introduction of the transfer balance cap (TBC) on 1 July 2017 has had a severe impact on estate plans that include superannuation savings.

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What politicians use to tell you how Australia is going.

Please click on the following link to see all this interesting information. The areas covered are: Overview Markets GDP Labour Prices Money Trade Government Business Consumer Housing Taxes Climate Access all this data here. tradingeconomics.com

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The good, bad, and potentially ugly for SMSFs

“Two hundred thousand dollars is a lot of money. We're gonna have to earn it” Clint Eastwood said as Blondie in The Good, the Bad and the Ugly, on the work a gang of three were going to have to do to find a hidden fortune.

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SMSFs lose thousands in property, investment scams

SMSFs have been targeted by various property and investment scams this year, with hundreds of thousands of dollars already lost, warns the Australian Competition and Consumer Commission (ACCC).

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Statistics show SMSFs not just for the rich

The latest data reflecting the current position of the SMSF market has indicated these types of retirement saving structure are not purely the domain of extremely wealthy individuals as is often thought, the SMSF Association has said.

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Tools for budgeting, cash flow, Super and more ….

Better financial management and improved financial literacy will help attainment your long-term goal. The resources in our Financial Tools will help. Available 24/7.

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The power of financial role models

Role models are important in many stages of life. Be it school years, on the sporting field or in your career, having a positive role model, someone to compare yourself to and measure your progress against, can be a powerful and positive influence.

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Why SMSFs want estate-planning advice

An estimated 77,000 self-managed super funds (SMSFs) have unmet needs for advice on estate planning.

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Super set to play bigger retirement role

Statistical evidence shows superannuation is likely to play a more significant role than it currently does in the retirement income space for Australians, a senior financial services executive has said.

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Author: prudentia

All the stats you need to see how Australia is going.

Superannuation gender gap narrowing, research shows